Orange Beach, Gulf Shores and Fort Morgan real estate and homes for sale in Alabama, Pre-Construction, Condos- Ann Picard, REALTOR® Ann Picard REALTOR(r) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos - NUMBER1EXPERT™ Ann Picard NUMBER1EXPERT(tm) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos
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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 251-543-6400.



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Resources: Orange Beach, Gulf Shores and Fort Morgan Alabama home buying, real estate listings, and homes for sale in Baldwin                        County, AL
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Special Offers: Special offers for Orange Beach, Gulf Shores and Fort Morgan homeowners from Ann Picard, top Realtor
Affiliates: Ann Picard's real estate web site affiliates
eNewsletter: Ann Picard's Orange Beach, Gulf Shores and Fort Morgan newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Alabama, and United States
Market Conditions Report: Market conditions report for this area, Alabama, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Orange Beach, Gulf Shores and Fort Morgan Alabama mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Alabama or buy your own Orange Beach, Gulf Shores and Fort Morgan house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Orange Beach, Gulf Shores and Fort Morgan mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Alabama real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Ann Picard anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Ann Picard's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Ann Picard's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Orange Beach, Gulf Shores and Fort Morgan property in Alabama, including legal terms definitions, and more



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Real Estate Tips
First Time Buyers >A Good Start

When a real estate agent begins to work with a new buyer, we will sit down with you, ask a number of questions, and listen carefully to your answers. Our purpose during this initial interview is to get a clear idea of what kind of property you are looking for and your approximate price range. We explain how we will function as your representative, what the local market is like, and what we can do to help you locate that perfect home.

It is important for you as a prospective buyer to be as clear as possible about your needs. After we have talked and you have decided how much you can comfortably spend, we will know how to facilitate your home search. We won't take you through a three-story colonial with a top floor master suite if you want to avoid climbing up and down stairs! Establishing clear communication with our clients helps us save you hours of unfocused house hunting.

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Real Estate Trivia
Q 
What is the world's most capacious building?

A 
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet.
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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann Picard
Ann Picard Realty Inc.

25042 Perdido Beach Blvd P O Box 1147
Orange Beach
AL 36561
251-543-6400
Fax: 251-981-2644
PannPicard@aol.com

Ann is originally from the mountains of North Carolina, but she has lived in Alabama since 1982. She has sold properties in many diverse resort areas. She specializes in beach and waterfront condominiums, homes and building lots. Her 20 years of experience and knowledge gives any buyer or seller an edge on the market. Mingle that with integrity, dependability and professionalism and you have the best in listing, selling, renting or management of your property. She is licensed in Alabama, Florida and Hawaii.

Equal Housing REALTOR


Ann Picard Realty Inc. real estate and homes for sale in Orange Beach, Gulf Shores and Fort Morgan Alabama

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