Orange Beach, Gulf Shores and Fort Morgan real estate and homes for sale in Alabama, Pre-Construction, Condos- Ann Picard, REALTOR® Ann Picard REALTOR(r) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos - NUMBER1EXPERT™ Ann Picard NUMBER1EXPERT(tm) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos
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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
Where is the world's largest dome?

A 
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann Picard
Ann Picard Realty Inc.

25042 Perdido Beach Blvd P O Box 1147
Orange Beach
AL 36561
888-429-0933
251-981-2616
251-980-1302
Fax: 251-981-2644
APicard@NUMBER1EXPERT.com

Ann is originally from the mountains of North Carolina, but she has lived in Alabama since 1982. She has sold properties in many diverse resort areas. She specializes in beach and waterfront condominiums, homes and building lots. Her 20 years of experience and knowledge gives any buyer or seller an edge on the market. Mingle that with integrity, dependability and professionalism and you have the best in listing, selling, renting or management of your property. She is licensed in Alabama, Florida and Hawaii.

Equal HousingREALTOR


Ann Picard Realty Inc. real estate and homes for sale in Orange Beach, Gulf Shores and Fort Morgan Alabama

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