Orange Beach, Gulf Shores and Fort Morgan real estate and homes for sale in Alabama, Pre-Construction, Condos- Ann Picard, REALTOR® Ann Picard REALTOR(r) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos - NUMBER1EXPERT™ Ann Picard NUMBER1EXPERT(tm) for Orange Beach, Gulf Shores and Fort Morgan, Alabama real estate, Pre-Construction, Condos
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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-429-0933.



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First Time Homebuyers: Orange Beach, Gulf Shores and Fort Morgan Alabama home buying, real estate listings, and homes for sale in Baldwin                        County, AL
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Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Orange Beach, Gulf Shores and Fort Morgan real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Accepting An Offer >Negotiating Factors

Negotiations for the sale of a home can be affected by emotional factors. For example, it is easy to be offended by someone who is making an offer on your property. Even if the buyers love your house, they are trying to negotiate the best possible price and terms. They probably will not let you know how much they want your home until they have negotiated a purchase agreement.

Buyers almost never write offers that please the sellers entirely. Offers and counter offers may be traded back and forth over days or weeks. Terms of the sale will be discussed and deadlines will be set. When there is finally a meeting of the minds, both sides may feel relieved but exhausted by the process. One of a real estate agent's most important jobs is to act as the intermediary during such negotiations. With your agents knowledge of financing, negotiation procedures, and the tax laws affecting real estate sales, agents come up with creative solutions to the challenges that may arise.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
See More Real Estate Trivia >

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Ann Picard, REALTORŪ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann Picard
Ann Picard Realty Inc.

25042 Perdido Beach Blvd P O Box 1147
Orange Beach
AL 36561
888-429-0933
251-981-2616
251-980-1302
Fax: 251-981-2644
APicard@NUMBER1EXPERT.com

Ann is originally from the mountains of North Carolina, but she has lived in Alabama since 1982. She has sold properties in many diverse resort areas. She specializes in beach and waterfront condominiums, homes and building lots. Her 20 years of experience and knowledge gives any buyer or seller an edge on the market. Mingle that with integrity, dependability and professionalism and you have the best in listing, selling, renting or management of your property. She is licensed in Alabama, Florida and Hawaii.

Equal HousingREALTOR


Ann Picard Realty Inc. real estate and homes for sale in Orange Beach, Gulf Shores and Fort Morgan Alabama

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