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Ann Picard is one of The Top Selling Real Estate Experts™
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Ann Picard, REALTORŽ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Orange Beach, Gulf Shores and Fort Morgan, Alabama Real Estate. I also service Perido Key Florida

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Orange Beach, Gulf Shores and Fort Morgan real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Orange Beach, Gulf Shores and Fort Morgan Realtor, I have the experience and track record you are looking for. Please let me help.

- Ann Picard

School Reports in Orange Beach, Gulf Shores and Fort Morgan, Alabama

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Alabama Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Orange Beach, Gulf Shores and Fort Morgan

First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Q	In what area of the United States did the price of existing homes increase most dramatically in 2005?
A	Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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Ann Picard
Ann Picard Realty Inc.
25042 Perdido Beach Blvd P O Box 1147
Orange Beach
AL 36561
251-543-6400
Fax: 251-981-2644
PannPicard@aol.com

Ann is originally from the mountains of North Carolina, but she has lived in Alabama since 1982. She has sold properties in many diverse resort areas. She specializes in beach and waterfront condominiums, homes and building lots. Her 20 years of experience and knowledge gives any buyer or seller an edge on the market. Mingle that with integrity, dependability and professionalism and you have the best in listing, selling, renting or management of your property. She is licensed in Alabama, Florida and Hawaii.

Equal Housing REALTOR

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NUMBER1EXPERT™ in real estate for Orange Beach, Gulf Shores and Fort Morgan, Alabama, Pre-Construction, Condos

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