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Ann Picard, REALTORŽ, real estate agent and broker for Orange Beach, Gulf Shores and Fort Morgan Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Orange Beach, Gulf Shores and Fort Morgan, Alabama Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Orange Beach, Gulf Shores and Fort Morgan real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Orange Beach, Gulf Shores and Fort Morgan Realtor, I have the experience and track record you are looking for. Please let me help.

- Ann Picard

School Reports in Orange Beach, Gulf Shores and Fort Morgan, Alabama

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Alabama Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Orange Beach, Gulf Shores and Fort Morgan

Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Q	Into what category do forty-four percent of home buying households fall?
A	Forty-four percent of home-buying households are made up of married couples with dependents.
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Ann Picard
Ann Picard Realty Inc.
25042 Perdido Beach Blvd P O Box 1147
Orange Beach
AL 36561
888-429-0933
251-981-2616
251-980-1302
Fax: 251-981-2644
APicard@NUMBER1EXPERT.com

Ann is originally from the mountains of North Carolina, but she has lived in Alabama since 1982. She has sold properties in many diverse resort areas. She specializes in beach and waterfront condominiums, homes and building lots. Her 20 years of experience and knowledge gives any buyer or seller an edge on the market. Mingle that with integrity, dependability and professionalism and you have the best in listing, selling, renting or management of your property. She is licensed in Alabama, Florida and Hawaii.

Equal Housing REALTOR

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NUMBER1EXPERT™ in real estate for Orange Beach, Gulf Shores and Fort Morgan, Alabama, Pre-Construction, Condos

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